P+ Messaging Privacy Policy

Privacy Policy for P+ Platform all text messages come from P+ messaging +1 (408) 600-0752

Effective Date: 09/21/2023

At Payments Plus, operating under our proprietary P+ platform, we are dedicated to preserving your privacy and ensuring the security of your personal information. This privacy policy applies to our merchants (our customers), their customers, as well as our individual customers. It has been developed to clarify our procedures for collecting, using, and sharing your personal data in connection with our text messaging services. While this specific policy relates to only text messaging and no personal data is ever collected beyond a cell phone number via text message we have included privacy policies regarding data that is gathered once you click the link to be directed to the P+ platform. We believe in complete transparency. More information regarding these policies can be found at Payments Plus Privacy Policy  

1. Information We Collect

When you engage with our text messaging services, we collect the following data:

Your mobile phone number

Your name (optional)

Your email address (optional)

The name and contact details of the merchant you are communicating with

Your preference regarding future text message marketing communications

2. How We Use Your Information

We utilize your personal information for the following purposes:

a. Payment Processing via Text Messages: Our primary function is to facilitate payments through text messages with a link to the payment portal on our proprietary P+ platform. This includes sending payment requests and receiving payments securely via text messages.

b. Identity Verification, KYC, and AML Compliance: We also use text messaging for identity verification, Know Your Customer (KYC), and Anti-Money Laundering (AML) compliance when required for BSA (Bank Secrecy Act) compliance. This applies to both our merchant customers, their customers, and agents who work with us.

c. Marketing via Text Messages: Additionally, we allow merchants to market to customers using our Payment Platform P+ through text messages. Merchants may send promotional messages related to their services.

3. How We Share Your Information

We share your personal information as follows:

For payment processing, we share your data with the merchants you are corresponding with via text messaging to facilitate secure payments on our proprietary P+ platform.

For identity verification, KYC, and AML compliance, your data may be shared with third-party service providers and partners to fulfill BSA compliance requirements. For KYC and AML compliance data storage please visit Veriff Privacy Policy 

For marketing via text messages, we enable merchants to communicate with their customers. Merchants and Payments Plus are bound by the Twilio privacy policy, available at Twilio Privacy Policy

All merchants, agents, and any consumer that agrees to KYC and AML compliance is also bound and protected by  FFB Privacy Policy and  FFB Privacy Notice privacy notice as well as FFB Copa Privacy Policy when a minor is making a payment facilitated by Payments Plus.  

Payments Plus is also in compliance with all partner privacy policies listed above.For all other privacy policies please visit Payments Plus Privacy Policy  also located at the bottom of our home page.

4. Your Choices

To unsubscribe via email, click on the “unsubscribe” link located at the bottom of this privacy policy page.

To opt in for text message marketing communications, this option will be offered either verbally or online.

To unsubscribe from text messages, simply reply with “stop” to any text message you receive.

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5. Unsubscribe Option for Merchants

Merchants who subscribe to our text messaging services have the ability to unsubscribe at any time. They can do so by contacting us at (888) 538-3391.

For instance, if a merchant initially opts to receive text message marketing updates from us but later decides against it, they can reach out to us and unsubscribe from our text message marketing list.

We are committed to ensuring that merchants can unsubscribe from our text message marketing list at any time. Failure to provide this option may result in violations of relevant laws and regulations.

6. 10DLC Registration

Payments Plus follows all 10DLC (10-Digit Long Code) registration requirements and uses only registered numbers and campaigns within the P+ platform to ensure compliance with industry standards.

Contact Information:

1690 E Fir Ave #117

Fresno, CA 93720 

unsubscribe@paymentsplus.shop

If you have any questions or concerns regarding our privacy policy, please contact:

Michael Bloom

President/Co-Founder

(559) 722-0052

We are here to assist you in any way we can.

About Payments Plus

At Payments Plus, we specialize in facilitating merchant payments for their products and services primarily through text messages with a link to the payment portal on our proprietary P+ platform. Under the Text 2 Pay service, we provide innovative solutions to enhance payment processes.

Thank you